Free debt recovery tools
Calculate what you're owed, check limitation periods, verify ABNs, and generate payment plans — all free, no sign-up required.
Debt + Interest Calculator
Enter the principal amount and due date. We calculate statutory interest (9% p.a. base rate in NSW) and give you the total amount owed today.
Open calculator →Limitation Period Checker
Has the statute of limitations expired on your debt? Enter the debt type, state, and date — we tell you how many days you have left to act.
Check limitation →ABN Lookup
Verify any Australian Business Number before you send a letter. Returns the registered business name, state, and status from the ABR.
Look up ABN →Payment Plan Template
Generate a customised payment plan letter to offer your debtor structured repayments before escalating to a formal demand.
Generate template →Ready to send a formal letter?
Every tool ends at the same place — a free letter of demand that gets delivered today.
Send a free letter of demand