Debt recovery guides
Practical, lawyer-reviewed guides to recovering unpaid debts in Australia. Every article links to a free tool or action you can take today.
How to write a letter of demand in Australia
Step-by-step guide including free template. What to include, what to avoid, and how to send it correctly.
Read article →What happens if a debtor ignores a letter of demand?
Your options after no response — follow-up, small claims, court action, and lawyer referral.
Read article →Debt collection agency vs. lawyer — which should you use?
Compare the cost, timeframe, and success rate of each approach for your specific situation.
Read article →How long does debt recovery take in Australia?
Timeline from letter of demand to court judgment.
Can I charge interest on an overdue invoice?
Statutory interest rates and how to include them in your demand.
What is the statute of limitations on debt in NSW?
6-year rule, exceptions, and what resets the clock.
How to recover unpaid invoices as a builder in NSW
SOPA rights, payment schedules, and adjudication.
Letter of demand vs. statutory demand
When to use a statutory demand and the risks involved.
What are your rights as a creditor in Australia?
ACCC rules, ASIC obligations, and what you can and cannot do.
Ready to act?
Reading is good. Sending is better. A free letter of demand takes 5 minutes.
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